Terms of Service

1. Acceptance of Terms

By accessing or using Bullynx (“the Service”), operated by [ENTITY_NAME_TBD] (“we”, “us”, “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all of these Terms, you may not use the Service. These Terms constitute a legally binding agreement between you and [ENTITY_NAME_TBD].

2. Service Description

Bullynx is an educational AI-powered research platform for retail investors and active traders. The Service provides chart analysis, market research tools, and an AI assistant for educational purposes only. Bullynx is not a financial adviser, investment adviser, broker-dealer, or financial planner. We do not execute trades, hold assets, or manage portfolios.

3. No Financial Advice — Important Disclaimer

Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other form of professional financial guidance. All AI-generated content, analyses, and outputs are provided solely for educational and informational purposes. You are solely and exclusively responsible for all investment and trading decisions you make. Past performance shown or discussed on this platform is not indicative of future results. [ENTITY_NAME_TBD] owes no fiduciary duty to any user.

4. Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent that you are 18 or older. The Service is not available to residents of Iran, North Korea, Syria, Cuba, Russia, Belarus, or any jurisdiction subject to comprehensive sanctions by the United States Office of Foreign Assets Control (OFAC). We may block access from these jurisdictions automatically.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You are responsible for all activity that occurs under your account. You must notify us immediately at legal@bullynx.com of any unauthorized use of your account. We reserve the right to terminate accounts that violate these Terms.

6. Subscription and Billing

Paid subscriptions are billed in advance on a monthly or annual basis. Prices are shown in USD and exclude applicable taxes (VAT, GST, sales tax as required by applicable law). We use Stripe for payment processing; by subscribing, you agree to Stripe’s Terms of Service. We offer a 14-day money-back guarantee on your first subscription — contact legal@bullynx.com within 14 days of your first charge. After the money-back period, subscriptions are non-refundable except as required by applicable law. Annual subscriptions are discounted 20% compared to monthly billing.

7. Free Plan

The Free plan is provided as-is with limited usage quotas. We may modify or discontinue the Free plan at any time with reasonable notice.

8. Acceptable Use

You may not use the Service to:

• violate any applicable law or regulation;
• transmit malicious code or attempt to gain unauthorized access;
• scrape, harvest, or resell data obtained from the Service;
• impersonate any person or entity;
• circumvent rate limits or usage caps through technical means;
• use the Service for market manipulation, insider trading, or any other securities law violation;
• resell or sublicense access to the Service without our written consent.

9. AI Output Limitations

AI-generated outputs may contain errors, inaccuracies, or outdated information. AI models can “hallucinate” — producing plausible-sounding but incorrect information. Always independently verify any data, analysis, or market information before making any decision. We make no warranty regarding the accuracy, completeness, or timeliness of any AI-generated content.

10. Intellectual Property

The Service, including its software, design, and content (excluding user-submitted content), is owned by [ENTITY_NAME_TBD] and protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes during your subscription term.

11. User Content

By submitting content to the Service (including chart images and conversation text), you grant us a limited license to process that content solely to provide the Service. We do not claim ownership of your content. See our Privacy Policy for how content is stored and deleted.

12. Disclaimers and Limitation of Warranties

The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

13. Limitation of Liability

To the maximum extent permitted by applicable law, [ENTITY_NAME_TBD] and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use of or inability to use the Service. Our total liability to you for all claims arising from or related to the Service shall not exceed the greater of (a) the amount you paid us in the 12 months preceding the claim or (b) USD $100.

14. Indemnification

You agree to indemnify, defend, and hold harmless [ENTITY_NAME_TBD] and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

15. Termination

We may suspend or terminate your account at any time for violation of these Terms, with or without notice. You may terminate your account at any time from account settings. Upon termination, your right to use the Service ceases immediately. Paid plan access continues until the end of the billing period already paid for.

16. Changes to Terms

We may update these Terms from time to time. We will provide at least 30 days’ notice of material changes via email or prominent notice on the Service. Your continued use after the effective date of changes constitutes acceptance of the updated Terms.

17. Governing Law and Dispute Resolution

These Terms are governed by the laws of [JURISDICTION_TBD], without regard to conflict of law principles. Any dispute arising from these Terms shall first be submitted to good-faith negotiation. If unresolved within 30 days, disputes shall be resolved by binding arbitration under the rules of the American Arbitration Association. Class action waiver: you waive any right to bring claims as a class action.

18. Contact

[ENTITY_NAME_TBD] · legal@bullynx.com · [ADDRESS_TBD]